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Terms and Conditions of Use and State Licensing Information HiiQuote.com
Welcome to HIIquote.com (referred to herein as the "Website" or "HiiQuote.com"). The website is owned and operated by Health Insurance Innovations, Inc., a Delaware corporation, and its subsidiaries (together "HII"), some of which are licensed insurance agencies as further described in the Licensing section below. HII is a developer and administrator of web-based individual and group health insurance plans and ancillary products. HII is not an insurance company and assumes no underwriting, insurance or claim reimbursement risk. Additionally, HII does not process or manage insurance claims. The insurance products offered by HII are underwritten by insurance companies that are not affiliated with HII and those insurance companies or others on their behalf manage insurance claims under the policies they issue.
This document outlines the terms and conditions of use of the Website and includes relevant information regarding state licensing (this document is referred to herein as these "Terms and Conditions of Use"). The terms "you" and "your" when used in these Terms and Conditions of Use means any visitor or user of the Website.
Conditions of Use
THESE TERMS AND CONDITIONS OF USE APPLY TO ALL MATERIALS, ONLINE COMMUNICATIONS AND OTHER INFORMATION AND MATERIALS THAT ARE OR BECOME AVAILABLE ON OR THROUGH THE WEBSITE (COLLECTIVELY, THE "MATERIAL"). PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY ACCESSING THE WEBSITE YOU SPECIFICALLY ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS OF USE AND YOU SPECIFICALLY AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO EACH OF THE PROVISIONS CONTAINED HEREIN. THESE TERMS AND CONDITIONS MAY BE REVISED AT ANY TIME BY UPDATING THIS POSTING. YOU ARE BOUND BY ANY SUCH REVISIONS AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.
THESE TERMS AND CONDITIONS OF USE FORM A LEGALLY BINDING AGREEMENT. IF YOU DO NOT AGREE TO ANY OR ALL OF THE PROVISIONS FOUND IN THESE TERMS AND CONDITIONS OF USE, PLEASE IMMEDIATELY EXIT THE WEBSITE. WE RESERVE THE RIGHT TO TERMINATE YOUR USE OF OR ACCESS TO THE WEBSITE OR YOUR ACCOUNT AT ANY TIME FOR ANY REASON, INCLUDING, WITHOUT LIMITATION, IF WE LEARN THAT YOU HAVE VIOLATED THESE TERMS AND CONDITIONS OF USE.
Disclaimer of Warranties
YOU EXPRESSLY AGREE THAT USE OF THE WEBSITE IS AT YOUR SOLE RISK. THE MATERIAL PROVIDED ON THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, HII DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE WEBSITE, ANY USE OF THE WEBSITE AND ANY WEBSITE TO WHICH THE WEBSITE IS LINKED. HII DOES NOT WARRANT THAT THE MATERIAL ON THE WEBSITE IS COMPLETE OR ACCURATE, THAT USE OF THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE, OR THAT THIS WEBSITE OR SERVER OR ANY MATERIAL ON THIS WEBSITE IS FREE OF DISABLING DEVICES (AS HEREINAFTER DEFINED).
YOU UNDERSTAND AND AGREE THAT ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE WEBSITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SERVICES OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL.
A "DISABLING DEVICE" IS DEFINED AS ANY SOFTWARE, DOCUMENT, MESSAGE OR OTHER MATERIAL WHICH CONTAINS A COMPUTER VIRUS, WORM, TROJAN HORSE, TIME-BOMB OR OTHER HARMFUL DEVICE WHICH MAY ERASE, SCRAMBLE, LOCK OR DISABLE COMPUTER SOFTWARE OR EQUIPMENT OR MAY PREVENT USERS FROM USING A WEBSITE OR ANY OTHER ITEM OF HARDWARE OR SOFTWARE.
SHOULD YOU PURCHASE A PRODUCT OFFERED BY HII, THE TERMS AND CONDITIONS APPLICABLE TO THAT TRANSACTION WILL GOVERN SUCH PURCHASE. YOUR USE OF THE WEBSITE DOES NOT AFFECT THAT PURCHASE IN ANY MANNER.
Limitations on Authority
WHILE HII USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION ON THE WEBSITE, ERRORS OR OMISSIONS SOMETIMES OCCUR.
YOU UNDERSTAND THAT TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, UNDER NO CIRCUMSTANCES SHALL HII, OR ITS OFFICERS, EMPLOYEES, DIRECTORS, MANAGERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS OR LICENSORS, BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE OR INABILITY TO USE THIS WEBSITE, OR THE MATERIAL, INCLUDING WITHOUT LIMITATION, USE OF OR RELIANCE ON THE MATERIAL, INTERRUPTIONS, ERRORS, DEFECTS, MISTAKES, OMISSIONS, DELETION OF FILES, DISABLING DEVICES, DELAYS IN OPERATION OR TRANSMISSION, NONDELIVERY OF INFORMATION, DISCLOSURE OF COMMUNICATIONS, OR ANY OTHER FAILURE OF PERFORMANCE, DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), WARRANTY, STATUTE OR OTHERWISE. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEBSITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE WEBSITE.
YOU (AND NOT HII OR ITS PARENTS OR AFFILIATES) SOLELY ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION RELATED TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR USE OF THE WEBSITE AND/OR ITS CONTENTS.
Third Party Content
HII may distribute content supplied by third parties on the Website. Any opinions, advice, statement, services, offers, or other information or content expressed or made available by third parties, including information providers or any other user of the Website, are those of the respective author(s) or distributor(s) and not of HII.
Privacy
Information that you provide to us or that we collect about you when visiting the Website will be treated in accordance with our Privacy Policy found at: link to privacy policy
Legal Jurisdictions Only
The insurance products and services described on the Website are only for persons in those states and jurisdictions where such products and services may legally be sold. Unless otherwise expressly set forth herein, HII makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so at their own initiative and are responsible for compliance with local laws. Some products and services may not be available in all jurisdictions and nothing on the Website shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.
Access to Password Protected or Secure Areas
Access to and use of password protected or secure areas of this Site are restricted to authorized persons only. Anyone accessing or who attempts to access such areas without authorization may be subject to prosecution.
Ownership of Information
If you send us any creative materials, such as comments, suggestions, ideas, concepts, drawings, pictures, or other materials (collectively, the "Submissions"), you agree that the Submissions shall be deemed, and shall remain, the property of HII. None of the Submissions shall be subject to any obligation of confidentiality on the part of HII, and HII shall not be liable for any use or disclosure of any of the Submissions. Without limitation of the foregoing, HII shall exclusively own all now known or hereafter existing rights to the Submissions of every kind and nature throughout the world and shall be entitled to unrestricted use of the Submissions for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Submissions.
Copyrights and Trademarks
All Material included on the Website, except third party content as referenced above, is the property of HII and is protected by United States and international copyright laws. No portion of the Material on the Website may be reprinted or republished in any form without the express written permission of HII or, with respect to third party content, its respective owner. You may download Material from this Website for your own personal, non-commercial use only, provided you do not modify the Material and keep intact all copyright and other proprietary notices. You may not further distribute or display such Material for any purpose. Without our prior written consent, you may not (a) allow, enable, or otherwise support the transmission of mass unsolicited, commercial advertising or solicitations via e-mail (spam); (b) use any high volume, automated, or electronic means (including without limitation robots, spiders, scripts or other automatic device) to monitor or copy our web pages or the content contained thereon; (c) link or deep-link to the Website for any purpose; or (d) frame the Website, place pop-up windows over its pages, or otherwise affect the display of its pages.
Certain of the names, logos, and other materials displayed on this Website constitute trademarks, tradenames, service marks or logos ("Marks") of HII or third parties. You are not authorized to use any such Marks. Ownership of all such Marks and the goodwill associated therewith, with the exception of the third party Marks, remains with HII and are protected by United States and international trademark laws. Nothing contained on the Website should be construed as granting, by implication or otherwise, any license or right to use any of the Marks displayed on the Website. Your use of the Marks displayed on the Website, or any other content on the Website, except as provided herein, is strictly prohibited. All Marks not owned by HII that appear on the Website are the property of their respective owners.
Existing Insurance Coverage
IF YOU INTEND TO PURCHASE INSURANCE, DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.
Your Account
If you have an account on the Website, you are entirely responsible for maintaining the confidentiality of your account password and for all use of your account username, password, and profile. You agree to accept responsibility for all activities that occur under your account or using your password. Further, by accessing and using the Website and any Software (as defined below), you warrant that you are considered an adult under applicable state law and possess the legal authority to access and use the Website and any Software. HII reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.
External Links
The Website may contain links to other websites not owned, maintained or hosted by HII ("External Sites"). Any links to External Sites are provided by HII as a courtesy. IF YOU USE ANY LINKS PROVIDED IN THE WEBSITE TO ACCESS EXTERNAL SITES, YOU WILL LEAVE THE WEBSITE. THE EXTERNAL SITES ARE NOT UNDER THE CONTROL OF HII AND HII IS NOT RESPONSIBLE FOR THE AVAILABILITY OF THESE EXTERNAL SITES NOR DOES IT ENDORSE OR IS IT RESPONSIBLE FOR ANY OF THE CONTENTS, ADVERTISING, PRODUCTS OR OTHER MATERIALS ON SUCH EXTERNAL SITES. UNDER NO CIRCUMSTANCES SHALL HII BE HELD RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY LOSS OR DAMAGE CAUSED OR ALLEGED TO HAVE BEEN CAUSED IN CONNECTION WITH THE USE OF OR RELIANCE ON ANY CONTENT, GOODS OR SERVICES AVAILABLE ON ANY SUCH EXTERNAL SITE. Any concerns regarding any link to an external site should be directed to that respective website, rather than to HII. By including a link to an external site in the Website, HII does not expressly state or imply that it has authorization from the owner of such site to link to it. Should you visit an external site from a link found on the Website, you do so at your own discretion and at your own risk.
Locality
HII manages and controls the Website from its offices located in Florida (United States of America). HII makes no representation that the Information or other materials in the Website are appropriate or available for use in other locations. If you choose to access the Website outside of the state of Florida through your own initiative, to the extent the local laws in the geographic region in which you are located are applicable to your access of and activities on the Website, you are responsible for compliance with such local laws.
General
HII shall have the right at any time to change or discontinue any aspect or feature of the Website, including, but not limited to, content, hours of availability and equipment and/or software required for access or use of the Website or any portion of the Website. HII may also change any of the terms and/or conditions set forth in these Terms and Conditions of Use and any subsequent use of the Website by you constitutes your agreement to such changed terms and/or conditions. If you object to any such changes, your sole and exclusive remedy shall be to discontinue your use of the Website. Any rights not expressly granted herein are reserved to HII.
Miscellaneous
These Terms and Conditions of Use shall be governed by and construed in accordance with the laws of the State of Florida, United States of America, without giving effect to any principles of choice of law or conflicts of law that would require the application of the laws of a jurisdiction other than the State of Florida. Venue for all disputes will be the Federal and State courts located in Tampa, Florida. If any provision of these Terms and Conditions of Use shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and Conditions of Use and shall not affect the validity and enforceability of any remaining provisions. These Terms and Conditions of Use constitute the entire agreement of the parties with respect to the subject matter hereof, and supersedes all previous written or oral agreements between the parties with respect to such subject matter.
Software License
Any software that is made available for use through the Website or to download from the Website ("Software") is owned or licensed by HII and/or its suppliers and is subject to U.S. and international copyright, trade secret, trademark and other laws protecting intellectual property. Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software, unless acceptance of a different license agreement is required prior to using and/or downloading the Software (the "License Agreement"). The Software is made available for use and/or downloading solely for use by end users according to the License Agreement. Any reproduction or redistribution of any Software not in accordance with the applicable License Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the extent permitted by applicable law. Without limiting the foregoing, copying or reproduction of any Software to any other server or location for further reproduction or redistribution is expressly prohibited. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE APPLICABLE LICENSE AGREEMENT. EXCEPT AS WARRANTED IN THE APPLICABLE LICENSE AGREEMENT, HII HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.
Export Controls
Any Software that is made available for use through the Website, or to download from the Website, is further subject to United States of America export controls. No such Software may be used, downloaded or otherwise exported or reexported (i) into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria or any other country or region to which the U.S. has embargoed goods and/or services; or (ii) by or to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders. By downloading or using the Software, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or region or on any such list.
Indemnification
You agree to indemnify, defend and hold harmless HII, its parents, subsidiaries, affiliates, officers, directors, managers and other partners, employees, consultants and agents, from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys’ fees and court costs) resulting or arising from (1) any information you (or anyone accessing the your account using your password) submit through the Website, (2) your violation of these Terms and Conditions of Use or applicable law, (3) your (or anyone using your account’s) violation of any rights of any other person or entity, or (4) any Disabling Device or other similar harmful or deleterious programming routines input by you into the Website.
Exclusions and Limitations
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations and disclaimers may not apply to you. To the extent that HII may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of our liability shall be the minimum permitted under such applicable law.
Termination
You agree that HII, in its sole discretion, may terminate your access to the Website, Material or Software without prior notice, for any reason, including, without limitation, if we believe that you have violated or acted inconsistently with the letter or spirit of these Terms and Conditions of Use. FURTHER, YOU AGREE THAT HII SHALL NOT BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY TERMINATION OF YOUR ACCESS TO THE WEBSITE, MATERIAL OR SOFTWARE. The provisions of these Terms and Conditions of Use titled "Disclaimer of Warranties", "Limitations on Authority", "Third Party Content", "Ownership of Information", "Copyrights and Trademarks", "Your Account", "External Links", "General", "Miscellaneous", "Exclusions and Limitations", "Termination", and "Violations of Terms and Conditions of Use" shall survive any termination of your access to the Website, Material or Software.
Violations of Terms and Conditions of Use
HII reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions of Use, including the right to block access from a particular Internet address to the Website, and irreparable harm will be presumed by any violation of these Terms and Conditions of Use.
Licensing
The Website is made available to you by the following licensed agent(s)/broker(s) in each respective state which require insurance transactions to be conducted through a licensed agent/broker. Each agent/broker is associated with HII with principal places of business listed below.
Health Plan Intermediaries Holdings, LLC., dba, Health Insurance Innovations
dba, HII Insurance Solutions (California License No. 0H45079)
JoMarie Paglia-Mulcahey 
Senior Vice President Quality Assurance 
218 E. Bearss Ave., Suite 325
Tampa, Florida 33613
1-877-376-5831
STATE LICENSE NO. STATE LICENSE NO.
Alabama 472564 Montana 740703
Alaska 92950 Nebraska 526366
Arizona 985887 Nevada 742036
Arkansas 380319 New Hampshire 2082416
California 0H34515 New Jersey 1298652
Colorado 371745 New Mexico 274869
Connecticut 2372477 New York 1182679
Delaware 1126590 North Carolina 526366
District of Columbia 2891509 North Dakota 526366
Florida A198941 Ohio 836522
Georgia 2773890 Oklahoma 40160813
Hawaii 382405 Oregon 526366
Idaho 371104 Pennsylvania 598849
Illinois 526366 Rhode Island 2101081
Indiana 742416 South Carolina 591171
Iowa 526366 South Dakota 40160720
Kansas 526366 Tennessee 2026433
Kentucky 748243 Texas 1672248
Louisiana 531470 Utah 371069
Maine PRN187341 Vermont 747451
Massachusetts 1909953 Virginia 796853
Maryland 100056852 Washington 780438
Michigan 568290 West Virginia 526366
Minnesota 40238134 Wisconsin 2571375
Mississippi 10208329 Wyoming 208723
Missouri 8066771    
Health Plan Intermediaries Holdings, LLC., dba, Health Insurance Innovations
dba, HII Insurance Solutions (California License No. 0H45079)
218 E. Bearss Ave., Suite 325
Tampa, Florida 33613
1-877-376-5831
STATE LICENSE NO. STATE LICENSE NO.
Alabama 577674 Montana 762026
Alaska 106357 Nebraska 100188101
Arizona 1023731 Nevada 831485
Arkansas 404689 New Hampshire 2176839
California * 121968 New Jersey 1405119
Colorado 404048 New Mexico 100009399
Connecticut 2409437 New York 1305774
Delaware 1220184 North Carolina 1000242777
District of Columbia 2964439 North Dakota 2000065266
Florida W107983 Ohio 966339
Georgia 169790 Oklahoma 100136708
Hawaii 394585 Oregon 100175121
Idaho 418554 Pennsylvania 640581
Illinois 100505473 Rhode Island NA
Indiana 829612 South Carolina 190817
Iowa 1002140528 South Dakota 10015845
Kansas 460580972-000 Tennessee 2137989
Kentucky 786463 Texas 1789379
Louisiana 567058 Utah 418652
Maine AGN205501 Vermont 891121
Massachusetts 2094058 Virginia 132625
Maryland 1940222 Washington 813017
Michigan 98614 West Virginia 100139308
Minnesota 40298492 Wisconsin 2598381
Mississippi 15020024 Wyoming 230131
Missouri 8191669    
Violations of Terms and Conditions
HII reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions, including the right to block access from a particular Internet address to this Site.
The HII brand mark is a service mark of HII. No part of this site may be reproduced without written permission from HII.
© 3/1/2014 Health Insurance Innovations.
Sunrise Health Plans, LLC., dba, Secured Health & Life
6600 NW 16th Suite 1
Plantation, Florida 33313
1-954-644-5101
STATE LICENSE NO. STATE LICENSE NO.
Alabama 459003 Missouri 8115424
Alaska 116970 Montana 760171
Arizona 1009701 Nebraska 100187871
Arkansas 397670 Nevada 850607
California 0H93999 New Hampshire 2073386
Colorado 393438 New Jersey 1285290
Connecticut 2399217 North Carolina 264123872
Delaware 1161123 North Dakota 2000021791
District of Columbia 2914238 Ohio 953169
Florida L067915 Oklahoma 100125164
Georgia 156311 Oregon 100170444
Hawaii 393348 Pennsylvania 583395
Idaho 403216 South Carolina 176876
Illinois 100401773 South Dakota 10012922
Indiana 804387 Tennessee 2211888
Iowa 1002089027 Texas 1735880
Kansas 264123872-0 Utah 352521
Kentucky DOI-734789 Vermont 849647
Louisiana 518282 Virginia 128928
Maine AGN198463 Washington 804802
Maryland 210517 West Virginia 100107241
Michigan 97448 Wisconsin 2590672
Minnesota 40278400 Wyoming 223518
Mississippi 15019228    
Insurance Center for Excellence, LLC., dba, Insurance Academy
123 NW 13th Street #101
Boca Raton, Florida 33432
1-866-611-0519
STATE LICENSE NO. STATE LICENSE NO.
Alabama 606979 Minnesota 40306567
Arizona 1027788 Mississippi 15020342
Arkansas 407545 Missouri 8222132
Colorado 407650 Nebraska 100190598
Connecticut 2413655 Nevada 847025
Delaware 1249881 North Carolina 455404618
District of Columbia 2990239 Ohio 971275
Florida L079903 Oklahoma 100140602
Georgia 170112 Pennsylvania 647869
Illinois 100561253 South Carolina 191937
Indiana 839438 South Dakota 10015990
Kansas 455404618-0 Texas 1795659
Kentucky DOI-791411 Virginia 132948
Louisiana 572636 Washington
Maryland 2098204 West Virginia 100142204
Michigan 98963 Wyoming 234657